Seeing a damaged roof after a heavy storm can cause a lot of stress and confusion. How bad is the damage? Does it need to get covered quickly to avoid rain getting through the roof? On top of that, you’ll need to deal with the insurance claim to try and get it fixed. With how meticulous insurance companies are, that can be a headache all it’s own. Thankfully, following the right steps makes that process much easier. Here’s what you need to know.
- Start the Process: Don’t wait until the storm passes before calling it in. The day the damage happens or as soon as you notice it, you need to contact your insurance company to start the claim. You’ll receive a claim number the roofer will need to complete the job and have it submitted to the insurance company.
- Be Prepared: Once a year you should review the policy with your homeowner’s insurance. Some insurance companies may send you updated policies every six months to a year. When you get those, review them so if something does happen you know what’s covered. We can plan for a lot of things, but damage can happen despite those plans.
- Have A Trusted Roofer: Some insurance companies have roofers they work with, but some may give you the choice. As long as that claim number is used the insurance company can track it. If you have the choice, be careful who you pick as your roofer. There are “storm chasers” that are usually out-of-town/state contractors trying to make a quick buck preying on people who have recently had their roof damaged in a storm. Companies like us at GS Metal Roofing take each one of our jobs very seriously. When you hire our company, we guarantee quality roofing work.